At Cornerstone Bank, we take our customer’s financial well-being very seriously.
Cornerstone Bank is well-capitalized, profitable, and continues to grow. We take great care in managing the Bank and our balance sheet, minimizing our interest rate risk, and keeping our asset quality strong.
Just as importantly, your Cornerstone Bank deposit accounts are fully insured by both FDIC (Federal Deposit Insurance Company) and DIF (Depositors Insurance Fund).
What does it mean to be an FDIC- and DIF-insured bank?
Simply put, you never need to worry, your money is safe at Cornerstone Bank.
The combination of FDIC and DIF insurance provides you with full deposit insurance on all your deposit accounts. Cornerstone Bank customers’ deposits are fully insured through the FDIC for the first $250,000 and DIF for any deposits over $250,000.