Terms of Use

Information and FAQs

Acknowledgment of Terms and Conditions

Cornerstone Bank (the “Bank”) requires that all persons visiting its site (“the Site”) on the Internet adhere to the following terms and conditions. By using the Site, you agree to abide by these terms and conditions. If you do not agree with these Terms and Conditions, your sole remedy is to discontinue your use of the Site.

Cornerstone Bank reserves the right to modify these Terms and Conditions at any time, without notice. You are responsible for regularly reviewing these Terms and Conditions as they may change from time to time. Your use of the Site after any changes are made shall evidence your acceptance of the revised terms.

Copyright and Trademark

Cornerstone Bank or others own the information and materials on this web site, including but not limited to all design, text, sound recordings and images, as indicated. Except as otherwise expressly stated herein, they may not be copied, transmitted, displayed, performed, distributed, licensed, altered, framed, stored for subsequent use or otherwise used in whole or in part in any manner without Cornerstone Bank’s prior written consent. Some featured words or symbols used to identify the source of goods and services, are the trademarks of their respective owners.

Use of Information and Materials

The Bank has taken reasonable measures to ensure that the information and data presented on this site is accurate and current. However, Cornerstone Bank makes no express or implied warranty regarding such information or data, and hereby expressly disclaims all legal liability and responsibility to persons or entities who use or access this site and its content, based on their reliance on any information or data that is available through this Site.

Product offers, rates, terms and other information provided on this Site are subject to change without notice. Not all products and services described on the Site are available in all geographic areas. Your eligibility for particular products or services is subject to Cornerstone Bank’s final determination and acceptance.

Investment products and services offered through the Site are not bank deposits and are not insured by the FDIC, nor are they obligations of or guaranteed by Cornerstone Bank. Securities (including mutual funds) and annuities involve investment risk, including the possible loss of the principal amount invested.


The Bank will make reasonable efforts to keep any communication or material you transmit to us via the Site or Internet electronic mail confidential, except as required by law or otherwise specifically agreed. However, there are certain risk inherent with transmissions of information over the Internet, thus the Bank cannot guarantee the security of the information submitted via the Internet. All communication or material submitted to the Bank will be the property of the Bank.

No Warranties

Cornerstone Bank makes no warranties or representations as to the accuracy of the information on the site. You agree that all access and use of the site and its contents is at your own risk. By using the site, you acknowledge that the Bank specifically disclaims any liability for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with your access to or use of or inability to use the site, or in connection with any failure or performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if the bank, or representatives thereof, are advised of the possibility of such damages, losses or expenses.

Cornerstone Bank provides links to other web sites for convenience and informational purposes only. Users should be aware that when they select a link on the Bank’s web site to an external web site, they are leaving the Bank’s web site. Linked sites are not under the control of Cornerstone Bank, and Cornerstone Bank is not responsible for the contents of any linked site, or any link contained in a linked site, or any changes or updates to such sites. The inclusion of a link does not imply endorsement by the Bank of the site, its content, advertisers, or sponsors.

Governing Law

You agree that your use of this Site shall be governed by the laws of the Commonwealth of Massachusetts.

Any questions or concerns may be sent to the Bank at:

Cornerstone Bank
P.O. Box 370
Southbridge, MA 01550-0370

Customer Service Center: 800-939-9103