FDIC and DIF Insurance Coverage

At Cornerstone Bank, we take our customer’s financial well-being very seriously.

Cornerstone Bank is well-capitalized, profitable, and continues to grow. We take great care in managing the Bank and our balance sheet, minimizing our interest rate risk, and keeping our asset quality strong.

Just as importantly, your Cornerstone Bank deposit accounts are fully insured by both FDIC (Federal Deposit Insurance Company) and DIF (Depositors Insurance Fund).

Member FDIC

The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the Congress to maintain stability and public confidence in the nation’s financial system. The FDIC insures deposits, examines and supervises financial institutions for safety, soundness, and consumer protection, makes large and complex financial institutions resolvable, and manages receiverships.

Member DIF

The DIF is a private, industry-sponsored insurance fund that insures all deposits above Federal Deposit Insurance Corporation (FDIC) limits at our member banks.

IntraFi Network Deposits

IntraFi Network Deposits are a secure and convenient way to safeguard your deposits.

Cornerstone Bank customers can get 100% FDIC insurance coverage at no cost through our relationship with IntraFi and the programs they offer.