Checking
Ready to find your perfect fit? Compare features, benefits, and perks to find the checking account that fits your needs.
| Premier Checking | Classic Checking | RITE Student Checking1 | Simply Free Checking | |
|---|---|---|---|---|
| Free ATMs Nationwide* | ✓ | ✓ | ✓ | |
| Early Pay Get paid up to two days early with direct deposit. | ✓ | ✓ | ✓ | ✓ |
| uChoose Rewards** | ✓ | ✓ | ✓ | ✓ |
| Free eStatements Enjoy the safety and convenience of eStatements. | ✓ | ✓ | ✓ | ✓ |
| Credit Monitoring Know your credit score and get tips on maintaining and improving your score. Must be enrolled in online and mobile banking. | ✓ | ✓ | ✓ | ✓ |
| Making Cents*** Round up to save. | ✓ | ✓ | ✓ | |
| Preferred Rates on Savings Accounts Earn a bonus rate on select savings accounts. | ✓ | |||
| Free Checks Free Cornerstone Bank branded checks. | ✓ | |||
| Interest on Your Checking Balance | ✓ | |||
| $12 monthly maintenance service charge. Waived each statement cycle when you maintain a $2,500 daily balance or a $5,000 combined daily balance in eligible accounts. See Personal Deposit Account Brochure for details. | $10 monthly maintenance service charge. Go paperless and save $4 each month. | No monthly maintenance service charge until age 26; at the attainment of age 26 a $6 monthly maintenance service charge will be assessed. 1Applicant must be an active student aged 14–25. Students at the age of 14-17 require a parent or guardian as a joint account owner. | No monthly maintenance service charge, regardless of balance maintained. Massachusetts-designated 18/65 account. |
*Through full ATM surcharge reimbursements.
**Participating retailers subject to change. Points become available in the month after they are earned and expire 1,096 days from the end of the month in which they are posted.
***To enroll in Making Cents you must be enrolled in online banking, have an eligible Cornerstone Bank checking account, and an eligible Cornerstone Bank savings account. Eligible checking accounts: Premier, Classic, RITE Premium, RITE Extra, RITE Student, Basic, and Workplace checking. Eligible savings accounts: Premier Savings, Statement Savings and Moola Savings. Upon enrollment, we will round up your purchases to the nearest dollar and transfer the difference from your checking account to your savings account. Purchases will not be rounded up if it makes your account reach zero or go into the negative. If a debit card purchase is subsequently reversed, the corresponding round-up transfer will remain in the designated savings account.
1 Subject to the terms and conditions detailed in the Guide to Benefits
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