Moola Kids Savings

It’s never too early for children to have a kids savings account so they can learn how to save and make money grow while saving for their future.

Why is the Moola® Kids’ Club the best savings account for kids? It makes the process of building savings for children fun and rewarding. You’ll start them on a path of financial literacy and we’ll reward them with points they can redeem for cool prizes. Sign up today at any Cornerstone Bank location.


  • $5 minimum to open
  • Higher interest rate on balances $500 or below*
  • Passbook account
  • Earn points to trade in for fun stuff
  • Kids get their very own membership card
  • Invitations to special events

How to earn points

Earn 1 point

  • For each deposit you make
  • For filling out your own deposit slip
  • When your account reaches $100 for the 1st time
  • On your birthday

Earn 2 points

  • When your account reaches $200 for the 1st time

Earn 3 points

  • When you bring in your report card to show us
  • When your account reaches $300 for the 1st time
  • When you open your account

Earn 4 points

  • When your account reaches $400 for the 1st time
  • When you refer a friend or family member to open a Moola® Savings Account

Earn 5 points

  • When your account reaches $500 for the 1st time

Redeem your points

3 Point Prizes

  • Bendy pencil
  • Sunglasses

5 Point Prizes

  • Fidget Spinner
  • Frisbee
  • Stencil Book

10 Point Prizes

  • Basketball Hoop
  • Coloring Book

15 Point Prizes

  • Art Kit
  • $5 Dunkin Donuts® Gift Card

25 Point Prizes

  • String Lights
  • $10 Dunkin Donuts® Gift Card

50 Point Prizes

  • $20 Dunkin Donuts® Gift Card

*Moola® Savings Account. Annual Percentage Yield (APY) of 2.50% is available for balances up to $500.00. For balances over $500.00, the APY is 0.05%. A minimum deposit of $5.00 is required to open this account and a minimum of $0.01 or $500.01 is required to earn the stated APYs. APYs are effective as of [Today’s Date] and are subject to change at any time thereafter. Accounts must be opened at one of our branch locations. Account available for individuals 2 to 17 years of age. Prizes will change periodically; ask a Cornerstone Bank representative for current prize offerings, which will be rewarded upon point redemption. Cannot be combined with any other offer. Offer may be withdrawn at any time and is subject to change. The value of the prize may be reportable on a 1099-INT. Dunkin’® is a registered trademark of DD IP Holder LLC. Dunkin’ is not a sponsor of this product. Cornerstone Bank is not affiliated with Dunkin’. Moola® is a registered trademark of Image Products, Inc. and is used with permission. All rights reserved.