At Cornerstone Bank, we believe financial confidence starts with a plan—and that plan begins with saving. Whether you're setting aside funds for an unexpected expense, preparing for a big life event, or simply working toward peace of mind, our savings solutions are designed to meet you where you are.
We Make Saving Simple
Life is full of transitions. From a first job to retirement, each stage brings new opportunities—and new financial considerations. That's why we offer a variety of savings options, each built to help you stay prepared while working toward your goals. All of our deposit accounts are FDIC- and DIF-insured.
Statement Savings
Statement Savings is a smart first step for anyone building a savings habit. This account offers simplicity and flexibility, and all you need is $10 to open your account today!
Making Cents
For those looking to take the guesswork out of saving, Making Cents* is an easy, automated way to grow your savings without thinking about it. Each time you use your Cornerstone Bank debit card, your purchase is rounded up to the next dollar, and the difference is deposited into your savings account. It’s saving simplified—and it adds up faster than you might think.
Money Market Accounts
If you’re ready to make your savings work a little harder, consider our Personal Money Market account. It offers competitive interest rates and easy access to your funds, giving you both growth potential and liquidity. For customers who maintain higher balances, our Premier Money Market delivers even greater returns while providing the same convenient access to your money.
Let’s Go
We understand that saving isn’t a one-size-fits-all journey. That’s why we take the time to listen, ask questions, and guide you toward the savings solution that fits your life—right now and in the future.
Whether you’re just starting out or looking to refine your financial plan, we’re here to help you build a savings strategy that brings you confidence today and flexibility for tomorrow. Let’s explore your savings options together.
*To enroll in Making Cents you must be enrolled in online banking, have an eligible Cornerstone Bank checking account, and an eligible Cornerstone Bank savings account. Eligible checking accounts: RITE Premium, RITE Extra, RITE Student, Basic, and Workplace checking. Eligible savings accounts: Statement Savings and Moola Savings. Upon enrollment, we will round up your purchases to the nearest dollar and transfer the difference from your checking account to your savings account. Purchases will not be rounded up if it makes your account reach zero or go into the negative. If a debit card purchase is subsequently reversed, the corresponding round-up transfer will remain in the designated savings account.

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