Basic Checking
- Maintain a $100 minimum daily balance or enroll in direct deposits, and we’ll waive the $7 monthly maintenance service charge
- Free for customers 18 and under and 65 and over
- $25 minimum to open account
Banking Benefits:
- Round up to save with Making Cents*
- Early Direct Deposit
- Online and Mobile Banking, including Bill Pay
- uChoose Rewards**
*To enroll in Making Cents you must be enrolled in online banking, have an eligible Cornerstone Bank checking account, and an eligible Cornerstone Bank savings account. Eligible checking accounts: RITE Premium, RITE Extra, RITE Student, Basic, and Workplace checking. Eligible savings accounts: Statement Savings, Holiday Savings Plan, and Moola Savings. Upon enrollment, we will round up your purchases to the nearest dollar and transfer the difference from your checking account to your savings account. Purchases will not be rounded up if it makes your account reach zero or go into the negative. If a debit card purchase is subsequently reversed, the corresponding round-up transfer will remain in the designated savings account.
**Participating retailers subject to change. Points become available in the month after they are earned and expire 1,096 days from the end of the month in which they are posted.
Each depositor is insured by the FDIC to at least $250,000. All deposits above the FDIC insurance amount are insured by the Depositors Insurance Fund (DIF)