Checking
What are you looking for in a bank? Checking accounts with no fees? Online bank account services? An extensive array of other free checking account services? No matter what you want, we can help. You can compare all our available options to see which is right for you and your family.
| RITE Premium Checking | RITE Extra Checking | RITE Student Checking3 | Basic Checking | |
|---|---|---|---|---|
| Free ATMs Nationwide* | ✓ | ✓ | ✓ | |
| Making Cents** Round up to save. | ✓ | ✓ | ✓ | ✓ |
| Early Pay Get paid up to two days early with direct deposit. | ✓ | ✓ | ✓ | ✓ |
| uChoose Rewards*** | ✓ | ✓ | ✓ | ✓ |
| Interest on Your Checking Balance | ✓ | |||
| Cornerstone Plus | ||||
| Buyer’s Protection and Extended Warranty1,2 Make a purchase, rest assured. Your item can be reimbursed or replaced if an accident or theft occurs within 180 days of purchase, when purchased using your RITE checking account. | ✓ | ✓ | ✓ | |
| ID Theft Aid1,2 Cornerstone Plus offers payment card fraud resolution, $2,500 in personal identity theft benefit, and identity restoration, including personal assistance from specialists in these areas. | ✓ | ✓ | ✓ | |
| Roadside Assistance A banking app for car trouble? If it’s the Cornerstone Plus app, you bet. Available 24/7 and free to use, Roadside Assistance provides up to $80 in covered service charges per incident. | ✓ | ✓ | ✓ | |
| Health Savings Card Traditionally an optional supplement to your employer’s health care plan, now you can make this must-have benefit part of your RITE Checking account. Save on prescriptions, eye exams, lenses and frames, hearing services, and more. | ✓ | ✓ | ✓ | |
| Cell Phone Protection1,2 Pay your cell phone bill with your RITE Checking account and you’re covered. We’ll pay to have it repaired or replaced, up to $400 per claim (maximum of $800 per year). | ✓ | ✓ | ✓ | |
| Amazing Savings: Shop Local, Save Local**** With discounts from local establishments and deals from national retailers, you can shop, dine, travel, and do what you love to do—for less. | ✓ | ✓ | ✓ | |
| $10,000 Travel Accidental Death Coverage2 Cornerstone Plus means having added peace of mind for the unexpected. | ✓ | ✓ | ✓ | |
| LEARN MORE ABOUT CORNERSTONE PLUS | Maintain a $1,000 minimum daily balance and we’ll waive the $8 monthly maintenance service charge. | Only $6 monthly maintenance service charge. | No monthly maintenance service charge until age 26; at the attainment of age 26 a $6 monthly maintenance service charge will be assessed. 3Applicant must be an active student aged 16–25. Students at the age of 16 require a parent or guardian as a joint account owner. | Maintain a $100 minimum daily balance or enroll in direct deposits and we’ll waive the $7 monthly maintenance service charge. This account is free for customers 18 and under and 65 and over. |
*Through full ATM surcharge reimbursements.
**To enroll in Making Cents you must be enrolled in online banking, have an eligible Cornerstone Bank checking account, and an eligible Cornerstone Bank savings account. Eligible checking accounts: RITE Premium, RITE Extra, RITE Student, Basic, and Workplace checking. Eligible savings accounts: Statement Savings, Holiday Savings Plan, and Moola Savings. Upon enrollment, we will round up your purchases to the nearest dollar and transfer the difference from your checking account to your savings account. Purchases will not be rounded up if it makes your account reach zero or go into the negative. If a debit card purchase is subsequently reversed, the corresponding round-up transfer will remain in the designated savings account.
***Participating retailers subject to change. Points become available in the month after they are earned and expire 1,096 days from the end of the month in which they are posted.
****Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals.
1 Subject to the terms and conditions detailed in the Guide to Benefits
2 Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
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