Ready to Find Your Perfect Fit?

Checking should fit the way you live, spend, and save. At Cornerstone Bank, we’ll help you choose the checking account that makes the most sense for your everyday banking needs.

Premier Checking

Best for: customers who keep a higher balance and want the most benefits

If you maintain a higher balance and want a checking account that gives you the most built-in benefits, Premier Checking may be your best fit. It combines everyday convenience with added value designed to support your bigger financial picture.

Key Benefits:

  • Free ATMs nationwide*
  • uChoose Rewards®**
  • Early Pay
  • Credit Monitoring
  • Making Cents***
  • Preferred rates on select savings accounts
  • Free checks
  • Interest on your checking balance
  • Online & Mobile Banking

$25 minimum to open account.

$12 monthly maintenance service charge, waived each statement cycle when you maintain a $2,500 daily balance or a $5,000 combined daily balance in eligible accounts.

Classic Checking

Best for customers who want strong everyday benefits

Classic Checking is a great fit if you want everyday value and flexibility, especially if easy ATM access matters to you. You’ll get strong features that help you manage your money, earn rewards, and get paid sooner.

Key Benefits:

  • Free ATMs nationwide*
  • uChoose Rewards®**
  • Early Pay
  • Credit Monitoring
  • Making Cents***
  • Free eStatements
  • Online & Mobile Banking

$25 minimum to open account.

$10 monthly maintenance service charge. Go paperless and save $4 each month.

Simply Free Checking

Best for customers who want straightforward checking with no monthly maintenance service charge

If you’re looking for a simple, easy checking account with no monthly maintenance service charge, Simply Free Checking delivers. You’ll still get valuable digital tools and benefits that help you stay on top of your money.

Key Benefits:

  • No monthly maintenance service charge
  • uChoose Rewards®**
  • Early Pay
  • Credit Monitoring
  • Free eStatements
  • Online & Mobile Banking

$25 minimum to open account.

No monthly maintenance service charge, regardless of balance maintained.

Checking Designed for You

We believe better banking starts with understanding what you need. Our checking options are built to give you more from the account you use most, with standout benefits like Free ATMs nationwide*, Early Pay, uChoose Rewards®**, and features designed to make banking easier.

If you want more flexibility at the ATM, more value from everyday purchases, or a simple account with no monthly maintenance service charge, we have an option for you.

Choose the Checking Account that Fits Your Life

Not everyone banks the same way. That’s why we offer three checking options—each designed for a different set of needs. Start with what matters most to you—the most benefits, free nationwide ATMs*, or a simple account with no monthly maintenance service charge. We’ll help you choose a checking option that makes sense for you.

Checking that Works Wherever Life Takes You

Every Cornerstone Bank checking account comes with tools that help you bank with confidence. With online and mobile banking, eStatements, Bill Pay, Manage My Money (MX), Zelle, digital wallet access, and more, you can manage your money when and where it works best for you.

*Through full ATM surcharge reimbursements.

**Participating retailers subject to change. Points become available in the month after they are earned and expire 1,096 days from the end of the month in which they are posted.

***To enroll in Making Cents you must be enrolled in online banking, have an eligible Cornerstone Bank checking account, and an eligible Cornerstone Bank savings account. Eligible checking accounts: Premier, Classic, RITE Premium, RITE Extra, RITE Student, Basic, and Workplace checking. Eligible savings accounts: Premier Savings, Statement Savings and Moola Savings. Upon enrollment, we will round up your purchases to the nearest dollar and transfer the difference from your checking account to your savings account. Purchases will not be rounded up if it makes your account reach zero or go into the negative. If a debit card purchase is subsequently reversed, the corresponding round-up transfer will remain in the designated savings account.

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