What It Means to Bank Locally and Why It Matters

As the new year gets underway, many of us take a closer look at our finances. One important question to ask is: Where does my money really live? When you bank locally with Cornerstone Bank, your accounts do more than sit on a balance sheet. They help support the communities where you live, work, and raise your family.

Local Decisions, Made by Neighbors

When you apply for a loan, a mortgage, or a line of credit with us, the decision is made by people who live and work right here in Central Massachusetts.

We know the local employers, the housing market, and the challenges and opportunities in our towns. That local insight helps us look beyond the numbers to understand your goals, your business, and your story.

Real People, Right Around the Corner

Banking locally also means you can walk into a nearby branch and speak with someone who understands your community. Our Customer Service team is located in Spencer, not in a faraway call center.

When you call or stop by, you connect with real people who recognize your name, remember your history, and are ready to help you find clear next steps.

Giving Back to Our Community

Your relationship with Cornerstone does more than support your own financial life. It helps us support our shared community.

We sponsor and donate to local nonprofits, schools, and community events, and our employees volunteer their time throughout the year. In 2025 alone, our team gave back more than 893 volunteer hours, and we donated nearly $600,000 to local organizations.

When you bank with us, your deposits also help fund loans that allow local businesses to grow and hire, strengthening our local economy.

Financial Education Close to Home

We believe confidence grows with knowledge. That is why we offer workshops, resources, and programs designed to build financial literacy for people of all ages.

From students opening their first account to adults planning for retirement, we focus on making banking easier to understand, so you can make informed decisions with less stress.

Bank Locally, Support Your Community

At Cornerstone, customers are more than account numbers. We build long-term relationships based on trust, accessibility, and honest guidance. When you bank locally, your money is working for you and for our community.

Want to experience what it means to bank locally? Stop by a branch, or connect with us today.

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