Back in the day, staying safe meant locking your doors and keeping an eye out for pickpockets. These days, threats have moved online—and while they may look different, the instincts you need to stay safe are surprisingly familiar. You don’t need to be a tech expert to protect yourself from online banking fraud. You just need some digital street smarts.
AI Cyberthreats Raise the Bar
Much like real-world scams, today’s online threats often come down to someone trying to trick you into giving up personal information or clicking on something you shouldn’t. But here’s the catch: cybercriminals are using AI to make their scams look more convincing than ever.
From realistic-looking AI phishing emails to fake websites that copy your bank’s homepage, these scams are designed to fool even the savviest user. It’s not just about misspelled words or sketchy links anymore. AI cyber threats are constantly evolving, which means it’s more important than ever to stay sharp.
How to Stay Vigilant Against Scammers
So, what does having digital street smarts actually look like? It means:
- Trusting your gut. If something feels off—an unexpected message, a too-good-to-be-true offer, or a sudden urgency to click or act—pause and take a closer look.
- Double-checking sources. Whether it’s an email, text, or call, make sure it's really from who it says it’s from. Don’t use contact info provided in the message; go directly to the official website or app.
- Being cautious with links. Hover before you click, and don’t download anything unless you’re sure it’s safe.
- Talking it out. If you're unsure about something, ask a trusted friend or family member—or call us at 800-939-9103. We’re always here to help.
These habits might seem small, but they can make a big difference. Especially as cybercriminals using AI get better at impersonation, personalization, and timing their attacks to moments when you’re most distracted.
Stay Informed, Stay Secure
At Cornerstone Bank, we believe staying informed is the first step to staying secure. That’s why we’re committed to sharing practical tips that anyone can use—no jargon, no judgment, just real advice to help you stay in control.
Brush up on your digital street smarts, and pass them on. Talk to your kids, check in with your parents, and share these simple habits with anyone who might need a hand navigating the digital world. Our online Fraud and Security resources are always available to guide you.
Translate