Home Sweet Home: Customized Lending Solutions

Are you dreaming of a new home sweet home? We understand that whether it’s your first house or you are upsizing, downsizing or building, buying a house is a significant milestone. That’s why our range of mortgage solutions is designed to suit your unique needs and empower you on your homeownership journey.

Since June is National Homeownership Month, it’s the perfect time to share some of the many ways we can help get you into a new home.

Your Home, Your Way

As your local community bank, we are committed to offering guidance, programs, and resources customized to your specific needs—no one-size-fits-all here!

Depending on where you are in your homebuying journey, our mortgage specialists can walk you through your options, such as:

Down Payment Assistance Programs. We offer various programs to help you bridge the gap between your savings and the down payment needed for your new home. Our goal is to make homeownership more accessible and achievable with options including the Equity Builder Program, Housing Our Workforce Grant, and Lift Up Homeownership.

Closing Cost Incentives for First-Time Homebuyers. Because closing costs can be a concern for first-time buyers, we offer incentives to ease this financial burden and make the closing process smoother for you.

HomeReady Purchase Program. Designed with your financial well-being in mind, this program offers low down payment requirements and competitive rates, making it easier for you to step into homeownership with ease.

Flexible Mortgage Options. Whether you prefer the stability of a fixed-rate mortgage or the initial lower payments of an adjustable-rate mortgage, we have options to match your financial strategy and long-term goals.

Construction and Investment Property Mortgages. Looking to build your dream home or invest in real estate? Our mortgage solutions extend to construction projects and investment properties, helping you expand your real estate portfolio with ease.

Homebuyer Workshops

We offer an ongoing series of homebuyer workshops, which first-time homebuyers find especially helpful. Each workshop covers the home search, financing, and closing process, as well as a Q&A with local experts.

Our next session will be held on Thursday, June 13 at 6:00 pm at 110 Realty Group, 36 North Bedford Street, East Bridgewater. Registration is required, and first-time homebuyers will receive a $1,000 closing cost coupon.* RSVP and learn about future workshops here.

Get Ready to Roll Out the Welcome Mat

Our experienced mortgage loan officers are here to guide you through every step of the homebuying process, ensuring you understand your options, so you can make informed decisions. We believe in personalized service, tailoring our mortgage offerings to fit your unique financial situation and goals.

You’ll benefit from competitive interest rates that can save you money over the life of your mortgage, as well as a streamlined application process that makes it convenient for you to apply for a mortgage from the comfort of your home, saving you time and hassle.

Take the first step towards homeownership with confidence. Let us be your partner in turning your dream of owning a home into a reality. Contact our mortgage loan officers today to learn more about our mortgage solutions and start your journey towards home sweet home.

*Only valid on first-time homebuyer applications approved and closed with Cornerstone Bank. Other fees may apply. Validated coupon must be received no later than ten (10) days prior to closing or the offer is null and void. Valid only for residential owner-occupied mortgage applications received by Cornerstone Bank. At least one applicant must be considered a first-time homebuyer. Valid for attendees of the Cornerstone Bank Homebuyer Workshop on June 13, 2024. Valid for applications dated on or after June 13, 2024, through December 31, 2024. Speak with a Mortgage Loan Officer for details. Cannot be combined with any other offer. Only one (1) coupon per mortgage application allowed.