RITE Student Checking

Since the day they opened your passbook account, they’ve guided you and taught you well. But now, you have options for banking—ones even your parents don’t. If you’re in college or headed there, it’s time to bank like U.

Cornerstone Bank’s RITE Student Checking Account is ideal for young adults like yourself, beginning their journey to financial independence4. The best part? It’s free5 until you’re 26. You also get these benefits:

  • Free ATMs nationwide*
  • Round up to save with Making Cents**
  • Early Pay with direct deposit
  • No monthly maintenance service charge5
  • $25 minimum opening deposit and no minimum monthly balance requirement6
  • Online and mobile banking3, including mobile deposits, bill pay, and Zelle®
  • Rewards for everyday purchases with uChoose Rewards®—redeem your points for gift cards, merchandise, travel experiences, and more!***
    • $3 spent in signature-based transactions = 1 point***
    • $5 spent in PIN-based transactions = 1 point***

Cornerstone Plus Benefits

Wait, there’s more; your RITE Student Checking account also comes with full Cornerstone Plus perks, which are valuable, exclusive non-bank things like:

  • Amazing savings: Shop Local, Save Local****
  • Cell phone protection1,2
  • Roadside assistance
  • ID Theft Aid1,2
  • Buyer’s protection and extended warranty1,2
  • Health savings card
  • $10,000 Travel accidental death coverage2

So, are you ready for the perfect student checking account? We make it easy to break free—and Bank like U.

1 Cell phone protection, personal identity theft benefit, and buyer’s protection and extended warranty are subject to additional terms and conditions as detailed in the Guide to Benefits.

2 Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.

3 Minors (16-17) have access to view transactions, mobile deposits, and transfers within Cornerstone Bank. When the minor reaches the age of 18, they will have access to all Online Banking features.

4 Applicant must be an active student aged 16-25. Students the age of 16 require a parent or guardian as a joint account owner.

5 No monthly maintenance service charge until age 26, at the attainment of age 26 a $6 monthly maintenance service charge will be assessed.

6If account balance is $0.00 or less for 60 consecutive days, the account will be closed.

*Through full ATM surcharge reimbursements.

**To enroll in Making Cents you must be enrolled in online banking, have an eligible Cornerstone Bank checking account, and an eligible Cornerstone Bank savings account. Eligible checking accounts: RITE Premium, RITE Extra, RITE Student, Basic, and Workplace checking. Eligible savings accounts: Statement Savings, Holiday Savings Plan, and Moola Savings. Upon enrollment, we will round up your purchases to the nearest dollar and transfer the difference from your checking account to your savings account. Purchases will not be rounded up if it makes your account reach zero or go into the negative. If a debit card purchase is subsequently reversed, the corresponding round-up transfer will remain in the designated savings account.

*** Participating retailers are subject to change. Points become available in the month after they are earned and expire 1,096 days from the end of the month in which they are posted.

****Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals.

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