FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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This bank is insured by the Federal Deposit Insurance Corporation. The FDIC Certificate ID is 90282. Click on the Certificate ID # to confirm this bank's FDIC coverage using the FDIC's BankFind tool.

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Routing Number: 211371735

Depositors Insurance Fund

Established by the Massachusetts legislature in 1934, the Depositors Insurance Fund (DIF) is a private, industry-sponsored insurance fund that insures all deposit accounts above Federal Deposit Insurance Corporation (FDIC) limits at its member banks.

The unique combined insurance coverage afforded by the FDIC and the DIF ensures deposit balances are fully protected.

Since the DIF was established, no depositor has ever lost a penny in any Massachusetts savings or cooperative bank.

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Click here to review our 2025 Annual Notice.

Certificates of Deposit

(Rates Subject to Change Without Notice)
All rates effective as of: [Today’s Date]

Certificates of Deposit

Type	Minimum to Open	Minimum to Earn APY	Annual Percentage Yield (APY)	Interest Rate
6 Month Certificate	$500.00	$0.01	2.90%	2.90%
8 Month Certificate	$500.00	$0.01	3.65%	3.65%
12 Month Certificate	$500.00	$0.01	2.00%	1.98%
18 Month Certificate	$500.00	$0.01	3.50%	3.44%
24 Month Certificate	$500.00	$0.01	2.00%	1.98%

For additional rates and terms, please contact our Customer Information Center at 800-939-9103 or visit your local branch.

Please note: With fixed-rate term accounts, rates are guaranteed for length of term.
A penalty will be imposed for early withdrawal. Early withdrawal penalties may reduce earnings. CDs that auto-renew with balances less than $500.00 will not earn interest.

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