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Routing Number: 211371735

Depositors Insurance Fund

Established by the Massachusetts legislature in 1934, the Depositors Insurance Fund (DIF) is a private, industry-sponsored insurance fund that insures all deposit accounts above Federal Deposit Insurance Corporation (FDIC) limits at its member banks.

The unique combined insurance coverage afforded by the FDIC and the DIF ensures deposit balances are fully protected.

Since the DIF was established, no depositor has ever lost a penny in any Massachusetts savings or cooperative bank.

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Cornerstone Bank welcomes Tim Rayder, new vice president, facilities director

Published on March 25, 2025March 25, 2025

Cornerstone Bank recently welcomed Tim Rayder as its new vice president, facilities director. The Springfield resident joins the team with more than 20 years of experience, most recently as the director of engineering and facilities at the XL Center in Hartford.

“We are proud to welcome Tim to this key role on our team,” said Cornerstone Bank CEO Todd Tallman. “As we upgrade our existing branches and add new locations, Tim’s extensive experience will be invaluable. He is driven to build a best-in-class facilities management approach to enhance our operational efficiency.”

In his new role, Rayder will lead the strategic planning, direction and management of facility operations across all Cornerstone Bank locations. He is also tasked with identifying areas for improvement by leveraging data-driven insights to inform decision-making, and developing and implementing strategies to optimize facilities management while promoting a culture of innovation.

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