Individual Retirement Account
(Rates Subject to Change Without Notice)
All rates effective as of: [Today’s Date]
| Type | Minimum to Open | Minimum to Earn APY | Annual Percentage Yield (APY) | Interest Rate |
| 8 Month Certificate | $500.00 | $0.01 | 1.75% | 1.75% |
| 15 Month Certificate | $500.00 | $0.01 | 2.25% | 2.23% |
| 22 Month Special Certificate | $500.00 | $0.01 | 2.75% | 2.72% |
For additional rates and terms, please contact our Customer Information Center at 800-939-9103 or visit your local branch.
Please note: With fixed-rate term accounts, rates are guaranteed for length of term.
A penalty will be imposed for early withdrawal. Early withdrawal penalties may reduce earnings.