Individual Retirement Account

(Rates Subject to Change Without Notice)
All rates effective as of: [Today’s Date]

IRA Certificates of Deposit

TypeMinimum to OpenMinimum to Earn APYAnnual Percentage Yield (APY)Interest Rate
8 Month Certificate$500.00$0.011.75%1.75%
9 Month Special Certificate* $500.00 $0.01 5.05% 5.05%
12 Month Certificate $500.00 $0.01 3.00%2.96%
18 Month Certificate $500.00$0.013.25%3.20%

*Deposits must be new to the Bank (and not previously held by the Bank within the past 90 days); transfers from existing Cornerstone Bank accounts do not qualify.

To open an Individual Retirement Account, please fill out the form below, visit one of our branches, or call us at 800-939-9103.


For additional rates and terms, please contact our Customer Information Center at 800-939-9103 or visit your local branch.

Please note: With fixed-rate term accounts, rates are guaranteed for length of term.
A penalty will be imposed for early withdrawal. Early withdrawal penalties may reduce earnings.