Individual Retirement Account

(Rates Subject to Change Without Notice)
All rates effective as of: [Today’s Date]

IRA Certificates of Deposit

TypeMinimum to OpenMinimum to Earn APYAnnual Percentage Yield (APY)Interest Rate
8 Month Certificate$500.00$0.011.75%1.75%
12 Month Certificate $500.00 $0.01 3.00%2.96%
15 Month Special Certificate* $500.00 $0.01 5.05%4.93%
18 Month Certificate $500.00$0.013.25%3.20%

*Deposits must be new to the Bank (and not previously held by the Bank within the past 90 days); transfers from existing Cornerstone Bank accounts do not qualify.

IRA Tiered 9 Month Special Certificate of Deposit

Tiered 9 Month Special CertificateMinimum to OpenMinimum to Earn APYAnnual Percentage Yield (APY)Interest Rate
$10,000.00 $0.01 4.00%4.00%

To open an Individual Retirement Account, please fill out the form below, visit one of our branches, or call us at 800-939-9103.


For additional rates and terms, please contact our Customer Information Center at 800-939-9103 or visit your local branch.

Please note: With fixed-rate term accounts, rates are guaranteed for length of term.
A penalty will be imposed for early withdrawal. Early withdrawal penalties may reduce earnings.