Certificates of Deposit
(Rates Subject to Change Without Notice)
All rates effective as of: [Today’s Date]
Certificates of Deposit
| Type | Minimum to Open | Minimum to Earn APY | Annual Percentage Yield (APY) | Interest Rate |
| 8 Month Certificate | $500.00 | $0.01 | 1.75% | 1.75% |
| 12 Month Certificate | $500.00 | $0.01 | 3.00% | 2.96% |
| 15 Month Special Certificate* | $500.00 | $0.01 | 5.05% | 4.93% |
| 18 Month Certificate | $500.00 | $0.01 | 3.25% | 3.20% |
*Deposits must be new to the Bank (and not previously held by the Bank within the past 90 days); transfers from existing Cornerstone Bank accounts do not qualify.
Tiered 9 Month Special Certificate of Deposit
A minimum balance of $500.00 is required to open the account.
| Tiered 9 Month Special Certificate | Opening Balance to Earn Stated APY | Minimum to Earn APY | Annual Percentage Yield (APY) | Interest Rate |
| $500.00-$9,999.99 | $0.01 | 2.50% | 2.50% | |
| $10,000.00-$149,999,99 | $0.01 | 4.00% | 4.00% | |
| $150,000.00-$499,999.99 | $0.01 | 4.15% | 4.15% | |
| $500,000.00 or more | $0.01 | 4.50% | 4.50% |
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For additional rates and terms, please contact our Customer Information Center at 800-939-9103 or visit your local branch.
Please note: With fixed-rate term accounts, rates are guaranteed for length of term.
A penalty will be imposed for early withdrawal. Early withdrawal penalties may reduce earnings. CDs that auto-renew with balances less than $500.00 will not earn interest.
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