Certificates of Deposit

(Rates Subject to Change Without Notice)
All rates effective as of: [Today’s Date]

Certificates of Deposit

TypeMinimum to OpenMinimum to Earn APYAnnual Percentage Yield (APY)Interest Rate
6 Month Special Certificate*$500.00$0.015.05%5.05%
8 Month Certificate$500.00$0.011.75%1.75%
12 Month Certificate $500.00 $0.01 3.00%2.96%
15 Month Certificate $500.00 $0.01 3.50%3.44%
18 Month Certificate $500.00$0.013.25%3.20%

*Deposits must be new to the Bank (and not previously held by the Bank within the past 90 days); transfers from existing Cornerstone Bank accounts do not qualify. To open a 6 Month Special Certificate, please visit one of our branches or call us at 800-939-9103.

Tiered 9 Month Special Certificate of Deposit

A minimum balance of $500.00 is required to open the account.

Tiered 9 Month Special CertificateOpening Balance to Earn Stated APYMinimum to Earn APYAnnual Percentage Yield (APY)Interest Rate
$500.00-$9,999.99$0.012.50%2.50%
$10,000.00-$149,999,99 $0.01 4.00%4.00%
$150,000.00-$499,999.99$0.014.15%4.15%
$500,000.00 or more$0.014.50%4.50%

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For additional rates and terms, please contact our Customer Information Center at 800-939-9103 or visit your local branch.

Please note: With fixed-rate term accounts, rates are guaranteed for length of term.
A penalty will be imposed for early withdrawal. Early withdrawal penalties may reduce earnings. CDs that auto-renew with balances less than $500.00 will not earn interest.