Certificates of Deposit
(Rates Subject to Change Without Notice)
All rates effective as of: [Today’s Date]
Certificates of Deposit
| Type | Minimum to Open | Minimum to Earn APY | Annual Percentage Yield (APY) | Interest Rate |
| 8 Month Certificate | $500.00 | $0.01 | 1.75% | 1.75% |
| 12 Month Special Certificate | $500.00 | $0.01 | 3.00% | 2.96% |
| 18 Month Special Certificate | $500.00 | $0.01 | 3.25% | 3.20% |
Tiered 15 Month Special Certificate of Deposit*
A minimum balance of $500.00 is required to open the account.
| Tiered 15 Month Special Certificate* | Opening Balance to Earn Stated APY | Minimum to Earn APY | Annual Percentage Yield (APY) | Interest Rate |
| $500.00-$9,999.99 | $0.01 | 2.50% | 2.47% | |
| $10,000.00-$149,999,99 | $0.01 | 4.00% | 3.92% | |
| $150,000.00-$499,999.99 | $0.01 | 4.15% | 4.07% | |
| $500,000.00 or more | $0.01 | 4.25% | 4.16% |
* Visit a branch or contact us at 800-939-9103 to open a tiered 15 month special certificate of deposit.
For additional rates and terms, please contact our Customer Information Center at 800-939-9103 or visit your local branch.
Please note: With fixed-rate term accounts, rates are guaranteed for length of term.
A penalty will be imposed for early withdrawal. Early withdrawal penalties may reduce earnings. CDs that auto-renew with balances less than $500.00 will not earn interest.